THE EFFECT OF PERCEIVED EASE OF USE AND FINANCIAL LITERACY ON QRIS ADOPTION DECISION BY MSMEs IN EAST PRIANGAN WITH REGULATION AS A MODERATOR. International Journal of Economics and Financial Issues, [S. l.], v. 15, n. 6, 2026. Disponível em: https://ijefijournal.com/index.php/ijefi/article/view/90. Acesso em: 27 oct. 2026.