Comparative Analysis of the Financial Performance of Indonesian State-Owned Banks Based on Financial Ratios from 2021-2025. International Journal of Economics and Financial Issues, [S. l.], v. 16, n. 1, 2026. Disponível em: https://ijefijournal.com/index.php/ijefi/article/view/110. Acesso em: 26 oct. 2026.